TERMS & CONDITIONS OF OFFER:
All loans available through Pathway Lenders. Loan amounts range from $2,500-$75,000. APRs will range
from 5.99%-29.99% and include a required origination fee of 4.9% that will be financed into the
loan. This offer is subject to the expiration date listed on the front page. All loans are subject
to credit review and approval. You may be declined if your income is too low to support your current
financial obligations along with the new loan. By responding to this offer, you are authorizing us
to make inquiries and obtain information about you as we deem appropriate for the purpose of
evaluating you for this extension of credit, including but not limited to credit reports and income
verification. This soft inquiry will not affect your credit score. Should you elect to move forward
with the loan, a hard inquiry will be run prior to funding that could affect your credit score. If
you accept your rate, proceed with your application, and take out a loan, repayment information will
be reported to the credit bureaus. To evaluate savings on a loan you are considering, it is
important to compare your actual APR from your existing loans or credit accounts to the APR offered
by Pathway Lenders.
You received this offer because you met certain criteria related to creditworthiness. This offer is
conditioned on you continuing to meet these pre established criteria, and on final approval based
on our consideration and verification of financial information. We will be confirming your
eligibility to accept this offer. Eligibility for a loan is not guaranteed. We may be unable to
provide you with a loan, if, after you respond to this offer, we determine that you do not meet the
criteria established for this offer. We may also deny your request for a loan if you omit any
information from your application, if any information on your application is incorrect, or if we are
unable to verify your identity. To receive a loan, you must be a US citizen or permanent resident,
currently reside in the US, and be at least 18 years old. Duplicate offers received as a result of
multiple mailings to the same person are void. You may not transfer this offer to anyone else.
Pathway Lenders is not responsible for errors made by any credit reporting agency. Please note that
with prior consent, all calls with the company may be recorded or monitored for quality assurance
and training purposes. Utah and Wisconsin Registered Consumer Lender. All rights reserved.
Copyright © 2026 Pathway Lenders LLC. All Rights Reserved. Corporate NMLS ID #2696173